Goldwyn CapitalGuides for shareholders
How stock loans work, what they cost, and what to check before you borrow against your shares.
Guides
Loan against stock: three ways to borrow against your shares
A loan against stock can come from your broker, a bank or a specialist lender. How each one works, who qualifies and what happens if the stock falls.
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Founders
Borrowing against reverse merger stock: why lenders ask if it's free trading
Shares in a company that went public through a shell are often restricted. How Rule 144(i) works, the registration route, and what a lender needs to see.
Insiders
Borrowing against your company's stock as an officer or director: what to check first
What an officer or director should check before borrowing against company stock: the trading policy, Rule 144, Form 4, the proxy footnote and counsel.
Guides
How to get cash from stock without selling on the open market
How to get cash from stock without selling on the open market: margin loans, credit lines and non-recourse stock loans, and what each one risks.
Guides
How much can you borrow against your stock?
Typically 30 to 50% of your shares' market value, from $50K to $5MM. Trading volume, eligibility and a 4.99% ceiling decide where you land.
Guides
How to check a stock loan lender before you transfer shares
How to check a stock loan lender before you transfer shares: the questions SEC fraud cases point to on custody, funding, track record and repayment.
Guides
Non-recourse stock loan: what it is and how it works
A non-recourse stock loan is secured only by your shares. How it works from request to repayment, and what happens if the stock falls.
Guides
Securities-based line of credit vs stock loan: which fits?
How a securities-based line of credit (SBLOC) works, what it accepts as collateral and what happens in a fall, compared with a non-recourse stock loan.
Microcap and OTC
Why your broker won't lend against your penny stock
Told your stock isn't marginable, or offered a sliver of its value? What the margin rules say about OTC and low-priced stock, and what you can do instead.
Guides
Stock loan or margin loan: what happens when the stock falls
Margin loans and non-recourse stock loans both lend against your shares. The difference shows up on a bad day. Here is how each one behaves when the price drops.